James has been my financial adviser for several years now, and I am continually impressed by his customer care, knowledge of the market, and attention to detail. During our regular face to face meetings, my finances are discussed and reviewed in a clear and practical way. If I have any questions, James is always on hand with easy to understand advice. And every decision we make together is promptly followed up. I can’t recommend James and KLO Financial Services highly enough. They are a company who genuinely care about their clients, and I feel comforted to know my finances are in such safe hands.
Scenarios such as business partners becoming ill or passing away, or key team members leaving can have a huge impact on the success of your business. However, with the right business protection insurance solutions, you can protect your business and buy yourself the necessary time to help you and your business overcome any difficult periods and potential distress.
- How would your business cope if certain key people became critically ill or passed away?
- What would happen if your business partner passed away and their shares were inherited by their family?
- Would they sell them to you?
- Could you afford to purchase them?
Our experienced advisers can help you understand the needs of you, and your business and recommend appropriate solutions from across the whole market, such as
- Key person insurance,
- Shareholder protection insurance and
- Relevant life assurance.
We often work collaboratively with other professionals such as solicitors and tax specialists, particularly when trusts are being used. This joined-up approach ensures the future of your business is protected.
How Can KLO Financial Services Help
When it comes to your business, many decisions you make will affect the future of you, your company, and the employees within your business. At KLO Financial Services, we offer advice and support in several areas, including:
- Protection Planning
- Advising Employers and Employees on effective pension planning options, working with workplace pension providers.
We are always eager and available to meet with you to discuss your financial objectives and assess your current strategies. No question is too big or too small. The first consultation is always free and comes with no obligation. If you’d like to speak to one of our expert financial advisers, get in touch today.
We are independent. We have no ties to any organisation and are remunerated solely by our clients for the services received. This will be clear and transparent at all times. We work with our clients to truly understand their needs and all advice provided will be with our clients’ interests at heart.
We are led by an experienced Chartered Financial Planner and a board of Directors. When it comes to pensions and benefits, we know what we are talking about and ensure it stays that way by having a real commitment to on-going learning and real personal development.
Through working in partnership with our clients, we can share their values and goals. If we can establish this type of trust over time, we will be able to deliver truly tailored, high quality service that is value for money. Crucially for us, if we provide real value we will retain our clients.
I couldn’t be more pleased to have James Glavey at KLO as my financial adviser. He is doing really good things with my portfolio, but above all I trust him to do so and this is paramount for me.
My decision to move my portfolio to KLO was driven by the professionalism and reassurance that Dan Styles gave me when I met him. Not only has he surpassed all my expectations but I have experienced, first hand, the superior attention to detail that he, and the KLO team have given. I believe that all of this stems from being a small independent firm, who treat your money as if it were their own. I couldn’t recommend them more for peace of mind for the future
Dan has been ultra professional , explaining all my options in a straightforward way and his customer service and that of KLO has been first rate .
I would highly recommend Dan and the team at KLO.
‘I have been delighted with the quality of advice and the level of service I have received. As a result, I am confident that my financial affairs are being much better handled than I could ever do myself. At a time of very low interest rates and global uncertainty, the advice I have received has sustained and grown my portfolio in a very satisfactory way.’