Investing With A Conscience

Why Responsible Investing?

Sustainable, responsible and ethical investment fund solutions (SRI) offer investors the option to align their lifestyle choices, interests, values and opinions into investment planning.1

SRI first emerged in the 1980s and expanded and diversified significantly since early 2000s as a result of diverse investor aims, values and goals; thus giving rise over time to what are conventionally referred to as different ‘SRI Styles’.

Chartered Insurance Institute, Think Piece, “SRI: environmentally, socially and financially useful – and uniquely placed to help build trust”, by Julia Dreblow, Director of SRI Services at FundEcoMarket.co.uk

Environment, Social and Governance (ESG) Factors Investing

What is commonly referred to as ‘ESG investing’ can be broken down into a number of sub-strategies.

These include:

  • ESG Integration, that the UN-PRI defines as “the explicit and systematic inclusion of ESG issues in investment analysis and investment decisions.”

  • Best in Class ESG Investment, which can be seen as an evolution of ESG integration, refers to the composition of portfolios by the active selection of only those companies that meet a defined ranking hurdle established by environmental, social and governance criteria.

  • Engagement & Voting, “a long-term process, seeking to influence behaviour or increase disclosure” regarding ESG matters. This approach recognises that investors have the power to change corporate behaviour through a continuous collaboration (and in some cases confrontation) with company management on ESG issues.
Background image - The table below contains a summary of the typical ESG factors

The table below contains a summary of the typical ESG factors²:

For more information about Ethical Investing

Helping You Achieve The Best Possible Outcome

The Investment Process

    We’re Here to Help

    Contact Us Today

    We are always eager and available to meet with you to discuss your financial objectives and assess your current strategies. No question is too big or too small. The first consultation is always free and comes with no obligation. If you’d like to speak to one of our expert financial advisers, get in touch today.

    What Our Clients Say?

    KLO Financial Services

    I have a had a great experience using KLO, was able to set up a call easily and got some good advice. I spoke with Terry and he was good to talk to so I would recommend giving him a call if this is something you need any help with!

    KLO Financial Services

    I have dealt with Matt Booton for many years and always had an excellent service and very good relationship.

    KLO Financial Services

    James provides clear, honest, professional guidance everytime.

    KLO Financial Services

    I cannot recommend James highly enough. He is completely professional, very knowledgeable, and very pleasant and helpful always.

    KLO Financial Services

    Steve has been great throughout the process of life assurance and pension switch.

    KLO Financial Services

    James has been my financial adviser for several years now, and I am continually impressed by his customer care, knowledge of the market, and attention to detail. During our regular face to face meetings, my finances are discussed and reviewed in a clear and practical way. If I have any questions, James is always on hand with easy to understand advice. And every decision we make together is promptly followed up. I can’t recommend James and KLO Financial Services highly enough. They are a company who genuinely care about their clients, and I feel comforted to know my finances are in such safe hands.

    KLO Financial Services

    I couldn’t be more pleased to have James Glavey at KLO as my financial adviser. He is doing really good things with my portfolio, but above all I trust him to do so and this is paramount for me.

    KLO Financial Services

    Dan has been ultra professional , explaining all my options in a straightforward way and his customer service and that of KLO has been first rate .

    I would highly recommend Dan and the team at KLO.